The smarter way to accelerate your customer acquisition
See for yourselfThe smarter way to accelerate your customer acquisition
See for yourselfThe smarter way to accelerate your customer acquisition
See for yourselfSolutions for...
Consumer & Sole Trader Line of Credit Solution makes the application and approval process fast and easy for your consumer and sole trader customers. The digital system automates credit decisioning using advanced analytics to determine risk and affordability, producing qualified offers within seconds. It accelerates your customer acquisition and maximises loan processing efficiency.
Streamline your application and onboarding
Our experts reengineer your process, simplifying it, making it easy-to-understand and quick to complete.
Automate all regulatory, compliance, and fraud checking
Automate all regulatory, compliance, and fraud checking with OCR technology and real-time checking of third-party data sources.
Credit decisioning is completed in seconds
Credit decisioning is completed in seconds using over 40 third-party data sources including Open Banking, conventional and non-conventional sources. Our AI-enabled decisioning analytics automate fast, accurate risk and affordability determinations.
Automatic periodic risk checks to maintain compliance
Post-funding, the Line of Credit Solution does a periodic risk check to ensure that the borrower remains compliant with the loan terms.
Configured to your practices and risk appetite
Policy rules, risk models and pricing are configured to your practices and risk appetite.
Manage and monitor your lending rules and requirements
Management tools allow you to monitor and refine your lending rules and requirements in real-time.
Easily integrates with your CRM systems
Line of Credit Solution easily integrates with your CRM systems and customer data files.
AI-powered analytics deliver fast, accurate risk decisioning
variables used in credit decisioning models
3rd party data sources used for decisioning
Read the case study
Let us show you how we can transform your consumer and sole trader lending with breakthrough technology that will deliver results for your business.
Get in touch“ezbob has revolutionised our lending - it now takes our customers under 5 minutes to apply.”Metro Bank - View case study
Automated. Accurate. Engaging.
Ezbob can quickly customise its solutions to your needs and operating environment. As a cloud-based platform there is no hardware to buy or lengthy development process needed.
Are you ready to take your lending to the next level with ezbob's embedded finance platform? Book a demo today to see how we can help you enable funding quickly and easily, with fully automated digital onboarding and advanced decision-making algorithms.