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Small Business
Line of Credit
Solution

Your application and approval process is streamlined to seconds.

ezbob Line of credit

The Small Business Line of Credit Solution makes the application and approval process fast and easy for your small business customers. The digital system automates credit decisioning using advanced analytics to determine risk and affordability, producing qualified offers within seconds. It accelerates your customer acquisition and maximises loan processing efficiency.

Maximise loan
processing
efficiency

Transform your lending

Book a demo

Streamline your application and onboarding

Our experts reengineer your process, simplifying it, making it easy-to-understand and quick to complete.

Automate all regulatory, compliance, and fraud checking

Automate all regulatory, compliance, and fraud checking with OCR technology and real-time checking of third-party data sources.

Credit decisioning is completed in seconds

Credit decisioning is completed in seconds using over 40 third-party data sources including Open Banking, conventional and non-conventional sources. Our AI-enabled decisioning analytics automate fast, accurate risk and affordability determinations.

Automatic periodic risk checks to maintain compliance

Post-funding, the Line of Credit Solution does a periodic risk check to ensure that the borrower remains compliant with the loan terms.

Configured to your practices and risk appetite

Policy rules, risk models and pricing are configured to your practices and risk appetite.

Manage and monitor your lending rules and requirements

Management tools allow you to monitor and refine your lending rules and requirements in real-time.

Easily integrates with your CRM systems

Line of Credit Solution easily integrates with your CRM systems and customer data files.

Results

AI-powered analytics deliver fast, accurate risk decisioning

3,500

variables used in credit decisioning models

40+

3rd party data sources used for decisioning

Read the case study

Let us show you how we can transform your small business lending with breakthrough technology that will deliver results for your business.

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“ezbob has revolutionised our lending - it now takes our customers under 5 minutes to apply.” Metro Bank - View case study
Global Finance Magazine - Innovation Award Winner 2021
Banking Technology Awards Winner 2020
The Banker Tech Project Awards Winner 2019
Banking Technology Awards Winner 2018
Financial Innovation Awards Winner 2017

Go to market in
weeks, not months

Automated. Accurate. Engaging.

Ezbob can quickly customise its solutions to your needs and operating environment. As a cloud-based platform there is no hardware to buy or lengthy development process needed.

Next-gen lending platform

Book a demo

Book a demo

Are you ready to take your lending to the next level with ezbob's embedded finance platform? Book a demo today to see how we can help you enable funding quickly and easily, with fully automated digital onboarding and advanced decision-making algorithms.

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